For information regarding using these funds for summer school, please see the summer financial aid page.

Apply online through any participating lender. TCU's lender recommendations are listed below. Federal law states that a borrower may choose any lender participating in the FFELP program for a federal loan.

This loan is available for the parents (natural or adoptive parent, any step-parent whose information is on the FAFSA) of dependent undergraduate students only. FAFSA is required, the student must be enrolled in at least 6 hours, and students will be offered Stafford loan eligibility before additional loans will be certified. The maximum of the PLUS loan is TCU's cost of attendance minus other financial aid. PLUS loans have an 8.5% fixed simple interest rate. The lender you choose will check your credit for eligibility. Interest accrues immediately; but repayment can be deferred until the student stops attending. The parent borrower must request this repayment option, called an "in-school forbearance." We recommend that you electronically sign (e-sign) your loan application.

Will I get approved for a PLUS Loan?   Federal regulations define credit eligibility for a PLUS Loan as being a parent borrower who has no "adverse credit." This term normally means that the applicant has no debt repayment account that is 90 days or more delinquent, has not had any debt discharged in bankruptcy in the last 5 years, and has not been in default on any debt (no foreclosure, tax lien, repossession, wage garnishment, or write-off) in the last 5 years.

A credit denial on the PLUS loan may create additional Stafford loan eligibility for the student. Contact Financial Aid Office for details.

TCU Lender Recommendations

How TCU Selects Lenders to Recommend

Name of Lender	Lender Code	Servicer's Address/Phone
	807176	Wells Fargo P. O. Box 5185 Sioux Falls, SD  57117 (800) 658-3567
	833669	Nelnet, Inc. PO Box 82596 Lincoln, NE  68501 (877) 804-3603
	831453	Edfinancial Services P.O. Box 36014 Knoxville, TN  37930-6014 (800) 337-1009
	803000	Chase Education Finance Priority Processing 1 E. Ohio St., IN1-0104 Indianpolis, IN  46277 (800) 487-4404
	831312	Discover Student Loans PO Box 30947 Salt Lake City, UT 84130-0947 (877) 728-3030
	809921	ACS Campus Support PO Box 92251 Los Angeles, CA  90009-2251 (800) 835-1161
	826878	Citibank PO Box 6128 Sioux Falls, SD  57117-6074 (800) 967-2400
	802218	Sallie Mae P. O. Box 9425 Wilkes-Barre, PA 18773-9425 (888) 272-5543